BUYING A HOME
Buying a home is a process that involves several key steps. Understanding these steps can make this process go more smoothly.
BUYERS'S FREQUENTLY ASKED QUESTIONS
In order to make the home buying process a little bit smoother and less worrisome I have created this list of frequently asked question address common questions or misconceptions.
Not all lenders are equal. Interest rates are not the only thing to consider when selecting a mortgage company. Closing costs, professionalism, availability of the loan, ease of communication, types of loans or programs are all critical. You can find a great interest rate, but if the closing costs are high and they can’t close for 90 days, then that lender may not be your best option. I can provide lenders for you to choose from, if you so desire.
Closing costs are fees paid at the closing for the real estate transaction. Closing costs include loan fees, as well as other fees (i.e. Title fees, recording fees, proration of Taxes and Insurance) associated with the purchase of the home. We want to make sure you know all the fees associated with the transaction well before closing so there are no last-minute surprises.